& its Importance.
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What is Debt-to-income-ratio?
It is the ratio of your debt payments per month (including mortgage debt) to your gross income per month.
On which criteria the sanctioning of a loan depends?
There are three criteria for a mortgage program sanctioning: LTV, Debt ratio & FICO score.
What is Lien and Lien Holder?
Lien is the legal claim on a property until the debt on that property is repaid. Lien Holder can be an individual or an institution that has a lien on someone’s other property.